Preheat the oven to 350ºF. Spray a 9 x 9-inch baking dish with cooking spray.
Heat a large skillet over medium-high heat and spray with oil.
Add ground turkey, cumin, smoked paprika, garlic powder, chili powder and salt and cook, stirring until cooked through and browned, about 7-9 minutes.
Add the refried beans and mix well. Spread evenly over the bottom of the baking dish.
Next, pour the salsa and green chilies on top.
Place into the preheated oven and bake for 35 minutes until the edges begin to bubble. .
Remove from oven, top with shredded cheese, place back into oven just long enough to melt the cheese, about 6 to 7 more minutes. Remove from oven and sprinkle with tomato, avocado, cotija, scallions and cilantro. Serve with chips